1. You don’t invest in yourself.
Investment is one indispensable tool every human should posess. Being a spendthrift could be fun, but the funds so spent if invested would have brought about a greater income for you. He who fails to plan, plans to fail
2. You daydream alot without actions
Daydreamers usually end up accomplishing nothing if adequate work is not put into the dream. Daydreaming isn’t wrong, just dream and ACT.
3. Always Hanging around with Poor Folks
I’m not saying one shouldn’t make friends of low calibre. Rather, let people you hang around with most times be people who are high-minded individuals. To become great, you move with the great.
4. Always borrowing and live on loans
When you regularly borrow (most times with interests attached), without having a rethink about the repercussion, i’m sorry to say you are on a journey to Poverty.
Living on loans has been proven to be one of the major ways one’s life can be derailed easily without having to do much
5. Being Visionless
Just like a moving vehicle on a journey without a destination is get lost, being a visionless individual makes you get lost, as you can’t envision the future. The future you can’t think about ,you can’t feature in it.
6. The majority of your spare time, money and focus is fixed on entertainment.
This is Self Explanatory. To Revel once in a while is good, this shouldn’t be overdone tho, as it brings you to naught.
7. Lack of a skill, Education or both
One without any of the aforementioned will still expect God to prosper you. How can? He can only prosper what you have in your hand. Education sharpens you for the future ahead, a skill helps put food on the table. Without any of these, poverty will surely knock on your door.
8. Refusing Advice
Refusing advice from those who were once poor only means you will walk in their steps sooner or latter.
9. Being Jealous of people who have more
than you have.
Instead of asking how they made it, some detest prosperous people for just no reason. Continue, Hunger will come knocking.
10. You find a problem with every opportunity
and are terrified of taking risks.
Taking risks is one way of making fortune. The chips might be down sooner or later, but atleast you tried something new.
11. You find joy in People’s failures and sad about People’s success
12. You do not have emergency funds
13. You spend money before you get it
While budgeting is a sign of financial discipline, spending money before it comes may imply one’s expenses, wants as well as needs supersede one’s earnings or inflow which will impact one’s saving strength in the end. Although it is not out of place to have needs or wants, it is, however, important to prioritize and make plans for what matters the most. Spending every money before it arrives isn’t exactly a good sign.